99's UPI service lets you make payments without an internet connection.
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Step 1: To get your bank account tied to the new app, BHIM, register yourself on the app. Make sure you enter your correct phone number and bank account number correctly.
Step 2: To make quick transactions, go to the main menu on your phone by dialing *99# and pressing call. You'll then be presented with a list of seven options that include Send Money, Receive Money, Check Balance, My Profile, Pending Requests, Transactions and PIN.
Step 3: To send money, enter the number 1 in the text field. This will allow you to carry out a transaction using your UPI ID, bank account Number and IFSC code or phone number. Choose the method of your choice.
Step 4: When you choose the UPI method, you have to enter the UPI ID of your recipient. For bank transfer, you have to enter the beneficiary's account number and IFSC code. With phone number as a payment option, you need to enter their phone number.
