ZEST Money - get EMI without credit card Apps
Lets look at a useful phone app called ZEST Money - get EMI without credit card. This app has been released by ZEST DEVELOPER Finance. The app description in Google Play read as, ZestMoney is the fastest way for all kinds of people to pay using digital EMI, without the need of a credit card or a credit score. People are eager to upgrade their lifestyle, we work with fast-growing e-commerce businesses to help people upgrade today and pay tomorrow. Using mobile tech, digital banking and AI we’ve made ZestMoney accessible to millions of Indian consumers.
Today in India, less than 10m people have or want a credit card. Because so many people are “new to credit” methods for assessing and approving are lacking. The ZestMoney platform enables instant account opening and real-time credit approval, combined with seamless digital loan servicing and repayments technology. ZestMoney can help power lending decisions based on alternative data sources, enabling lenders to reach a wider market, as well as make decisions quickly and without manual underwriting.
ZestMoney partners with e-commerce companies, to enable financing at the checkout, enabling EMI without a credit card. ZestMoney customers are empowered to afford the things they need and spread the cost over up to 36 months. ZestMoney is a technology company, and loans are issued by fully regulated lending institutions. The team behind ZestMoney have many years of global experience in digital lending.
(Key features of ZestMoney)-
1. Shop online with easy EMI payments without a credit card
2. The whole process is done completely online
3. Instant credit assessment and approval
4. Easy account opening process
5. No prepayment penalties involved
6. No hidden costs
7. Transparency in fee structure
As India is transforming into a cashless society, the demand for credit cards has risen significantly. But a large chunk of the Indian population has no access to digital or cashless means of exchange. In order to provide reliable credit and empower Indian lives, we have emerged as a useful medium. Our platform aims to put data science and technology in the forefront for improving credit delivery across the country.
We are targeting the country's population that does not have a credit card. In order to give them a taste of online shopping, we help them in creating a virtual EMI-based loan at different e-commerce merchants' websites. Since ZestMoney does not depend on credit cards to provide loans, people can shop online without worrying about hefty monthly instalments.
ZestMoney creates a win-win situation for both buyers and sellers by enabling buyers to make EMI-based purchases and giving sellers an opportunity to earn more sales revenue. Moreover, we help you get amazing products at a fair monthly EMI without you going through the cumbersome process of credit assessment and approval.
ZEST Money - get EMI without credit card has been installed between 5,000+ times by users at the time of this review and has an average rating of 3.3 in Google apps store.
ZEST Money - get EMI without credit card app size 6.3M and can be installed on any Android device running version 4.1 and up.
|
Apps
Name
|
ZEST
Money - get EMI without credit card
|
|
Apps
Developed
|
ZEST
DEVELOPER Finance
|
|
2.1
|
|
|
5,000+
|
|
|
Apps
Size
|
6.3M
|
|
4.1
and up
|
|
|
Average
Rating
|
3.3
|
|
Apps
Last Updated On
|
8-Oct-18
|
|
https://play.google.com/store/apps/details?id=com.ambujdixit77.zestmoney1&utm_source=www.youthapps.in
|
|
|
Reviewed
on
|
18-Oct-18
|
|
Content
Rating
|
Rated
for 3+
|
