All About Lucky Grahak Yojana & Digi-धन Vyapar Yojana

Coverage

  • Digital Transactions through RuPay Cards, UPI, AEPS & USSD
  • Transactions between ₹50- ₹3,000

Awards

  • Separate incentives for Consumers and Merchants
  • Random draw of Digital Transaction Ids to select awardees

Implementing Agency

  • National Payment Corporation of India (NPCI)


Lucky Grahak Yojana


  • Transactions Beginning (08.11.16) 
  • First Draw - 25-12-2016
  • Daily : 15000 @ ₹1000 for 100 days 
  • Weekly : 7000+ with max prize of 1 lakh 

Digi-धन Vyapar Yojana


  • First Draw - 25-12-2016
  • Weekly Awards :7000 with max award of ₹50,000


 Mega Awards (14.04.17)

 for consumers
₹ 1 Crore
₹50 Lakh
₹25 Lakh

 for merchants

 ₹50 Lakh
₹25 Lakh
₹5 Lakh



Estimated Expenditure - ₹ 340 Crore

 Rules

  • C2M, C2G and all AEPS transactions
  • Technical and Security Audit of the backend software/ infra by NPCI
  • Transactions using RuPay, USSD, UPI & AEPS only


 What is not covered

  • Transactions above Rs 3000/- and below 50/-
  •  P2P and B2B transfers
  • Transactions through Credit cards/ e wallets