All About Lucky Grahak Yojana & Digi-धन Vyapar Yojana
Coverage
- Digital Transactions through RuPay Cards, UPI, AEPS & USSD
- Transactions between ₹50- ₹3,000
Awards
- Separate incentives for Consumers and Merchants
- Random draw of Digital Transaction Ids to select awardees
Implementing Agency
- National Payment Corporation of India (NPCI)
Lucky Grahak Yojana
- Transactions Beginning (08.11.16)
- First Draw - 25-12-2016
- Daily : 15000 @ ₹1000 for 100 days
- Weekly : 7000+ with max prize of 1 lakh
Digi-धन Vyapar Yojana
- First Draw - 25-12-2016
- Weekly Awards :7000 with max award of ₹50,000
Mega Awards (14.04.17)
for consumers
₹ 1 Crore
₹50 Lakh
₹25 Lakh
for merchants
₹50 Lakh
₹25 Lakh
₹5 Lakh
Estimated Expenditure - ₹ 340 Crore
Rules
- C2M, C2G and all AEPS transactions
- Technical and Security Audit of the backend software/ infra by NPCI
- Transactions using RuPay, USSD, UPI & AEPS only
What is not covered
- Transactions above Rs 3000/- and below 50/-
- P2P and B2B transfers
- Transactions through Credit cards/ e wallets