PayGov India - National Payment Services Platform


PayGov Overview

Dept. Of Electronics and Information Technology (DeitY), Govt. Of India has collaborated with NSDL Database Management Limited (NDML) for providing a centralized platform for facilitating all Govt. departments and services to collect online payments from Citizens for Govt. services. This platform is titled as “PayGov”. PayGov is a ready infrastructure with approved transaction costs which can be used to provide online payment services to citizens.

 PayGov offers an end-to-end transactional experience for citizens who can opt from various payment options such as Net Banking (70+ banks), debit cards, credit cards, cash cards/ prepaid cards/ wallets, and NEFT/ RTGS, etc. Agriculture, Health.
  • Facilitate online payment to all PSU and major private banks
  • Payment Modes – Netbanking | Debit/Credit Card | Prepaid/Cash Card/Wallet | IMPS | Mobile Wallet
  • Reconciliation & Settlement – Funds transferred to State Nodal Bank by T+1 EOD
  • Live in more than 16 Departments

Intention of PayGov

PayGov platform to facilitate widespread use of e-Governance in India and it will facilitate online provision of all possible types of Government to Citizen Services. These services could be provided by Central Government Departments or by State Government Departments, Govt. Agencies / bodies, Municipalities, Public Utilities, Tax payments etc. Departments can also use PayGov services for online tenders, procurements, Universities; Medical institutes can use the services for admissions. The services can be used even for conference participation, relief fund donations etc.

PayGov has following comprehensive range of payment modes to facilitate e payment:

 a. Credit Cards
b. Debit Cards
c. Net Banking (Approximately 70 banks enabled)
d. IMPS (Immediate Payment Services)
e. Cash-card / Prepaid Card/ Wallets
f. NEFT/RTGS

 Following transaction charges has been agreed with NDML specifically for government transaction.  These charges are applicable only for payments made by Citizen / CSC for availing Government service and Utility payments.


Article by Molme


Source: http://deity.gov.in/content/faq-paygov-india | http://dit.puducherry.gov.in/documents/Guidelines-NPSP.pdf | http://deity.gov.in/content/paygov-india-national-payment-service-platform