UPI – Unified Payment Interface


NPCI (National Payments Corporation of India) announced the bank applications for the Unified Payment Interface.  UPI is a payment system that allows money transfer between any two bank accounts by using a smartphone and UPI Apps. UPI apps allows a customer to pay directly from your bank account to different merchants both Offline and Online without entering credit card details, IFSC code, or net banking/wallet passwords.

As of today, below Banks have upgraded their Mobile Banking Apps with UPI Functionality.



UPI Money Transfer
Pay anyone anytime directly through your bank account. Securely and Instantly!
UPI allows instantly transfer money to using IMPS payment framework.
Unified Payment Interface app from United Bank of India : Add any Bank account
UCO UPI-One App for all your Banking needs
LOTZA is Federal Bank̢۪s UPI PSP application.
VIJAYA BANK UNIFIED PAYMENT INTERFACE
M-Pay UPI: One App for all your Bank accounts & payments from South Indian Bank.
Andhra Bank ONE One App for all your Banking needs.
KBL SMARTz (Karnataka Bank Secure Mobile App for Rapid Transactions) UPI
Unified Payments Interface (UPI) Application by Axis Bank
Bank of Maharashtra - Unified Payment Interface
CSB-UPI
Unified Payment Interface (UPI) Application of Canara Bank.
UPI Application - TJSB Sahakari Bank Ltd .
Vijaya Bank Mobile Banking
DCB Bank UPI App
Andhra Bank UPI Apps
ICICI Mobile Banking - iMobile UPI Apps


UPI Apps is safe as the customers only share a virtual address and provide no other sensitive information and you will be able to perform almost all transaction like Merchant Payments, remittances, bill payments among others.

Through UPI Apps, the transaction limit is Rs.1 lakh. Users can make an in-app payment for goods or services purchased online and through UPI app the transaction information is verified and followed by entry of a secure PIN for completing the purchase.

UPI apps of banks can now be downloaded and used for transactions from here